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Money pro app usaa link12/18/2023 Plus, it offers a 0% intro APR on purchases for 15 months (then 15.74% to 24.49% (variable)).To download and use the Zelle® app you must have an eligible Android or iOS Smartphone. With the Chase Freedom Unlimited, you’ll earn an 5% on travel purchased through Chase Ultimate Rewards, 3% on dining and drugstore purchases, and 1.5% on all other purchases. The Chase Freedom Unlimited ® is another great cashback card, especially if you’re planning on large purchases within the first year of holding the card. Plus, you’ll have the opportunity to earn a $200 cash back bonus after spending $500 in the first 3 months. You’ll earn 1.5% cash back rewards on every purchase, every day plus unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. The Capital One Quicksilver Cash Rewards Credit Card earns the same rate of cash back but includes more perks than the USAA Preferred Cash Rewards Visa Signature Card. If the USAA Preferred Cash Rewards Visa Signature Card doesn’t sound like it will suit your needs, consider the following credit cards for your spending: An officer candidate within 24 months of commissioning.service academy in advanced ROTC or on ROTC scholarship An individual whose parents joined USAA.A widow, widower, or un-remarried former spouse of a USAA member who joined USAA prior to or during the marriage.Air Force, Army, Coast Guard, Marines, Navy, National Guard, or Reserves Active duty or former service member (discharged honorably) in the U.S.You can qualify for a USAA credit card if you are one of the following: If you like going out, this card will be perfect for you as you’ll earn 8% cash back on Capital One Entertainment and Vivid Seats purchases 4% cash back on dining, entertainment, and select streaming services 3% at grocery stores (excluding superstores such as Walmart® and Target®), and 1% cash back on all other purchases. If you want to maximize your cashback earnings, consider using this card in conjunction with a second card that has specialty categories, like the Capital One ® Savor ® Cash Rewards Credit Card. As such, this card is best used as an “everyday” card for purchases that wouldn’t fall into another card’s special rewards category (like a card with a specific rate for groceries or gas). You’ll earn an unlimited 1.5% cash back on every purchase, every day. It’s simple to score cash back with the USAA Preferred Cash Rewards Visa Signature Card. Extended warranty protection: Your purchases on this card may be eligible for extended warranty protection.Rental car protection: With the USAA Preferred Cash Rewards Visa Signature Card, your rental car is protected with complimentary collision damage waiver insurance if you’re in an accident.No annual fee: There’s no annual fee to this card.No foreign transaction fees: When spending abroad, you won’t incur any foreign transaction fees.This benefit is just one way military members can save big on credit cards. However, USAA offers an even lower rate of 4%. SCRA interest rate benefits: The SCRA provides active duty service members a reduced interest rate of 6% on credit card debt incurred prior to active duty.Not having to track rotating categories or which purchases earn you different interest rates makes this cashback card much less complex than many. ![]() Unlimited cash back on every purchase: You’ll earn unlimited 1.5% cash back on every purchase, every day.However, this card requires the applicant to have good-to-excellent credit, which is typically above 670. This card is worth it for the respectable cashback rate, along with having no foreign transaction fees and no annual fee. Additionally, if you’re a current military member looking at active duty in your future, you might also benefit from the extra-low interest rate on any debt you incur prior to going on active duty - even lower than the Servicemembers Civil Relief Act (SCRA) requirement. ![]() If you’re looking for hassle-free cashback earnings as a USAA member, the USAA Preferred Cash Rewards Visa Signature Card could be a great fit for your needs. Intro balance transfer 0% APR offer: 0%įor 15 months then 12.15% to 26.15% (variable). ![]()
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